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26-12-2023
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A buyer pays $200,000 for a home and gets a fixed-rate loan from his lender at 5.75%. He puts $40,000 down. What is the LTV on this loan, and does the buyer have to pay PMI?
A. 90% and YES
B. 80% and YES
C. 80% and NO
D. Unknown - need to know the term of the loan to determine

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