Which of the following is a common rationalization for fraudulent financial reporting? a. Executives at other companies are getting paid more than I am, so I deserve the money. b. I am only borrowing the money; I will pay it back next year. c. This is a one-time transaction and it will allow the company to get through the current financial crisis, but I'll never do it again. d. No-one will be hurt if I take some inventory for personal use. No-one will even know.